How Much Is National Minimum Wage? Age Bands and Eligibility Explained

Understanding the National Minimum Wage by Age Band

If you are wondering how much is national minimum wage in 2026, the answer depends on your age and whether you are an apprentice. The UK Government sets separate hourly rates for different age groups, and these rates are reviewed annually by the Low Pay Commission. From 1 April 2026, the following rates apply:

Age band	Hourly rate
National Living Wage (21 and over)	£12.71
18–20 year old rate	£10.85
Under 18 rate	£8.00
Apprentice rate	£8.00

These figures come from official GOV.UK guidance and the National Minimum Wage (Amendment) Regulations 2026. The rates represent the legal minimum your employer must pay you. Many employers offer more than the minimum, especially for skilled roles or in areas with higher living costs.

Who Qualifies for Each Rate?

The National Living Wage applies to all workers aged 21 and over. Previously the threshold was 23, but it was lowered to 21 in April 2024. If you are 18, 19, or 20, you are entitled to the 18–20 rate of £10.85. Workers under 18 (but above school leaving age) receive £8.00 per hour.

Apprentices have special rules. If you are an apprentice under 19, or aged 19 or over and in your first year of apprenticeship, you are entitled to the apprentice rate of £8.00 per hour. Once you turn 19 and have completed your first year, you must be paid the rate for your age group. For example, a 21-year-old apprentice who has finished the first year would be entitled to £12.71 per hour.

How the Rates Are Set

The Low Pay Commission recommends the rates each year, and the Government implements them via legislation. For 2026, the National Living Wage rose by 4.1% (50p), the 18–20 rate by 8.5% (85p), and the under-18 and apprentice rates by 6% (45p). The larger increase for younger workers is part of a plan to eventually close the gap between the 18–20 rate and the National Living Wage.

What About Take-Home Pay?

The headline hourly rate is not the same as what you actually take home. Your payslip will show deductions for Income Tax and National Insurance. If you receive Universal Credit, your benefit may also adjust. According to the Low Pay Commission’s analysis, a single person working 35 hours per week on the National Living Wage would see a 3.3% increase in weekly take-home pay (about £11.90). A couple with two children where one partner works full-time could see a 4.2% increase because of Universal Credit changes.

If your employer provides accommodation, there is a daily offset of £11.10 that can be counted towards the minimum wage. This means your employer can deduct up to £11.10 per day for rent if they provide housing, but your total pay after the deduction must still meet the minimum wage.

Where to Find More Information

For a full breakdown of your rights and how to check if you are being paid correctly, visit the UK Minimum Wage homepage. You can also explore our pay guides for detailed advice on negotiating salary and understanding your contract.

Common Questions About Minimum Wage

1. What is the National Minimum Wage for 18–20 year olds in 2026? From April 2026, the National Minimum Wage for workers aged 18 to 20 is £10.85 per hour. This is an 8.5% increase from the previous rate of £10.00. The Government aims to eventually align this rate with the National Living Wage for those aged 21 and over.

2. Do apprentices get the same minimum wage as other workers? Apprentices under 19, or those aged 19 or over in their first year of apprenticeship, are entitled to the apprentice rate of £8.00 per hour. Once an apprentice turns 19 and has completed the first year, they qualify for the age-appropriate National Minimum Wage or National Living Wage.

3. How does the minimum wage affect my take-home pay after tax and benefits? Your take-home pay depends on your tax code, National Insurance contributions, and any Universal Credit you receive. For example, a single full-time worker on the National Living Wage may see a 3.3% increase in weekly take-home pay, while a couple with children receiving Universal Credit could see a larger increase due to benefit uprating.

Final Thoughts

Knowing how much is national minimum wage for your age group is essential to ensure you are being paid fairly. The rates change every April, so always check the latest figures. If you suspect you are being underpaid, you can use the Government’s minimum wage calculator or contact Acas for advice. Remember, the rates listed here are legal minimums – many employers pay more, especially in sectors like hospitality, retail, and care. For sector-specific salary data, see our pay data page.

Disclaimer: The figures in this article are based on official 2026 rates. Actual pay depends on your age, role, region, hours, and contract terms. Always verify with your employer and check current statutory rates.